The Best of the Average

February 10th, 2017 No comments

Avg Price by CategoryThe Best of the Average

 

We have search all MLS for our 3 favorite available properties in Edmonton that fit into the 3 category, all BELOW the average sell price.

 

 

 

 

CONDOS

NO1. #301 1070 McConachie Blvd NW (MLS: E4049057) $240,000 

UPGRADED CORNER UNIT! This 3rd floor unit is the largest in the building at 1031sqft and holds a large master bedroom with walk threw closet to a 3 piece en suite. The second bedroom generously sized and situated on the opposite side of the unit, perfect for
roommate living. Kitchen has beautiful dark cabinetry and SS appliances. This unit is fully upgraded! GRANITE counters throughout, The main living area flooring is new laminate and ceramic tile. The west facing balcony gets all the evening sun and there’s AIR CONDITIONER built in for those hot summer days. This unit also has UNDERGROUND parking. Pride in ownership is evident in this unit you will not be disappointed.

 

NO2. #48 13825 155 AV NW (MLS: E4019836) $242,500

Very well maintained 2 story townhouse located in the desired community of Carton.
Features 2 master bedrooms up with both having 4 piece en-suites and walk-in closets. Main floor features beautiful laminate flooring as well as a nice sized living room with stone facing gas fireplace, a large island kitchen with upgraded stainless steel appliances, and a dining area with patio doors leading to a balcony with gas BBQ hook up. There is a small finished basement that has a storage area and a door that leads to 2 underground parking stalls. What a great place to call home.

 

NO3. 6G CALLINGWOOD CO NW (MLS: E4043834) $242,999

Great unit, FULLY RESTORED, WALK OUT BASEMENT. Million dollar finishes, New kitchen cabinets, backsplash, lighting and appliances. Large living room with modern colors. Good quality laminate floor and new baseboards, 2 bathrooms, fully renovated with new bathtub, toilets and cabinets, tiles, main shower / Fully finished basement, big backyard that backs onto GREENSPACE. Parking stall in front of the door.

 

DUPLEX/ROW HOMES

NO1. #20 150 Everitt DR N(MLS: E4045372) $359,809

Beautiful home with a private treed view! Picturesque is This gorgeous “Empty Nester” style home with light and airy colour palette and chocolate kitchen cabinets complimented by beautiful laminate flooring. This functional 2 Master bedroom “Empty Nester” layout has an open concept den/family room on the main floor, living room, dining area and spacious island kitchen on first floor up. This first floor level also provided 2 covered balconies, one with a BBQ hookup for year round use! The top level easily displays the two Master bedrooms with ensuites and walk-in closest. Shared laundry is also on this level, so no more hauling baskets up and down! This gorgeous home is conveniently located and walkable! Around the corner we have a Costco, Micheals, Coffee shops, restaurants, schools, parks and lots of surprises in the works! Don’t miss out on the chance to own this beautiful unit with all appliances included, Double attached garage, 2 car parking pad

 

NO2. #69 2803 JAMES MOWATT TR SW (MLS: E4043957) $359,900

IMMACULATE, Contemporary, Air-conditioned, three bedroom, end unit, townhome loaded with desirable UPGRADES! From the moment you enter this stunning home, it is evident that it has been meticulously maintained & cared for throughout. Largest floorplan available in Atria, Engineered Laminate flooring, QUARTZ countertops throughout, Frigidaire Stainless Steel appliances, dramatic lighting, central Vac & oversize front load laundry are just a few of the enhancements. The OPEN floorplan is perfect for entertaining, with high ceilings & a sleek ISLAND Kitchen that offers tons of counter-space, cabinetry & lots of natural light that flows through the dining & living area with stylish fireplace! Finishing off this level is a powder room & patio located off the kitchen. The upper level offers a lovely master with TWO closets, an ensuite with FIVE FOOT walk-in shower, two additional bedrooms, 4-PC Bath, and convenient laundry. This property has a DBL car garage, low condo fees and is SURE TO IMPRESS!

 

NO3. 405 Genesis CO (MLS: E4046935) $360,900

Welcome home to beautiful Genesis Court in Prestigious GENESIS ON THE LAKES Stony Plain. Wonderfully crafted duplex with double attached garage. This home is in the building stage, perfect for someone looking to move in the Spring! Main floor is open concept with low maintenance vinyl plank floors, gas fireplace & patio doors to your finished deck w/gas hookup for BBQ. A half bath and laundry complete the main floor. Master is spacious w/walk-in closet and option for upgraded barn door feature to ensuite with his/hers sinks. 2 more good sized bedrooms and 4 piece bath are also found here. Front landscaping/fence INCLUDED and option to have basement finished! Located steps to Genesis Plaza Genesis Court is a short walk to the seven-acre Lake Genesis, two ponds, scenic walking trails, lush trees and landscaped features.

SINGLE FAMILY

NO1. 1248 McConachie BV NW (MLS: E4036015) $429,900

The Ovation, deserves a standing ovation!! McConachie’s former show home will leave you feeling “Fine and Dandy” thanks to it’s stunning decor and style!Covered front porch has fantastic curb appeal.Main floor features a flex room and spacious lifestyle room plus a dream kitchen, with two-toned cabinetry that overlooks the backyard. Upstairs features three spacious bedrooms, including the master with a four-piece spa-style ensuite. Convenient second floor laundry room, and side by side 2nd and 3rd bedrooms complete this floor. The untouched basement waits for your finishing touches!!

 

NO2. 7204 21 AV SW (MLS: E4042001) $429,800

Beautiful 2 storey home, nestled in a quiet cul de sac -corner lot -3 bedroom, 2.5 bathroom, open floor plan -few minutes walk to a K-9 school and the gorgeous lake -large front varanda & side deck -9ft ceilings, tiled backsplash, pot lights in kitchen, beautiful dark
hardwood throughout the main level, gas fireplace in the great room, 4 stainless steel Samsung appliances and blinds on all 16 windows allows for natural sunlight all year long -unfinished basement -detached oversized 24′ x 24′ garage with an offset overhead door leaving room for a work bench/area -garage also built using an attic truss providing a huge storage space above with room to walk around freely -french doors off the side of house onto the deck – large yard fully fenced and landscaped w/raised garden & built in flowerbeds -lake access: kayaking, paddle boarding etc

 

NO3. 7078 CARDINAL WY SW (MLS: E4049550) $429,000

Better than New!!, Immaculately maintained and tastefully upgraded 3 bedroom two story in Chappelle. Situated on a large pie lot with front porch and back deck. Fully landscaped and fenced with double detached Garage. inside you will find built-ins and upgrades
through out. A large front entrance opening onto open concept living room, dining, and kitchen. The main floor also boasts a two piece bathroom, laundry, fireplace, granite countertops and eating bar in the kitchen that is absolutely perfect for entertaining. Upstairs we have 3 bedrooms and flex space, plus two full baths with linen closets behind the doors. The master is a very good size with a window seat built in, walk in closet with its own window, and full ensuite bath. This home is move in ready, also worth noting all appliance are stainless steel Samsung and included.

 

 

Source: for property information & pictures http://rae.paragonrels.com

 

 

How first time home buyers can increase their down payment

How first time home buyers can increase their down payment

First Time home buyers have the advantage of using their income tax returns to strategize and increase their down payment money through the Home Buyers’ Plan. This is a government program that allows first time home buyers to withdraw from their RRSP savings (even if they do not currently have any) and allows them to use the funds towards a down payment on a first home, tax-free and without paying a penalty.

Home Buyers Plan

First time home buyers can contribute the money they have saved for their down payment into an RRSP and benefit from a substantial tax refund. The contributions must be within an individual’s eligibleRRSP contribution limit. Under the Home Buyers’ Plan, you and your spouse or common-law partner can each withdraw up to $25,000 from your RRSP to help build or buy a first home for a combined total of $50,000.

RRSP contributions must be made in the first sixty days of 2017 in order to claim them on your 2016 income tax returns. File your income tax returns as soon as possible and claim your respective RRSP contributions. Based on 35% tax bracket and $25,000 each in contributions, you and your spouse or common-law partner could receive an income tax refund of up to $8,750 each. Now you and your spouse or common-law partner have a total of $67,500 ($17,500 tax refund + $50,000 Home Buyers’ Plan withdrawal) to use towards a down payment on your first home. In all cases, individuals are advised to seek appropriate professional tax advice.

After ninety days, you can withdraw up to $25,000 per person from the RRSPs through the Home Buyers’ Plan program. Not all of the funds need to be placed directly towards a home purchase. First time home buyers are free to choose how they use the money. Keep in mind that you must follow the down payment requirements outlined by your mortgage lender.

To ensure you do not pay tax on your RRSP withdrawal under the Home Buyers’ Plan, you must repay the withdrawn amount to your RRSP. Repayments will begin in the second year following the year that the funds were withdrawn with full repayment within 15 years. Any unpaid funds will be added to your income tax return and you will be expected to pay taxes on them.

Contact Rodney Biggar, mortgage specialist with The Biggar Team, if you have any questions about how this process will work for you. To find out if you are eligible for the Home Buyers’ Plan contact Canada Revenue Agency or check their website at www.cra-arc.gc.ca/hbp/ for more information.

Courtesy of The Biggar Mortgage Team 

 

 

 

 

THE HOME BUYING PROCESS

Home Buying Process

Congratulations! Purchasing a home or even thinking about buying a home is an exciting adventure. You will be joining the ranks of hundreds of families who have realized that home ownership offers a number of benefits. The benefits include building equity, saving for the future and establishing a home your family can call their own. Your hard-earned dollars contribute to your mortgage, not a landlord’s pocket. Overtime your home will increase in value and the equity you earn is ultimately yours! While your down payment and mortgage will cover the purchase price of your home, it’s wise to consider the other costs and steps involved in the home buying process.

Get Pre-Approved for a Mortgage: Prior to shopping for a home, it is recommended that you begin the home buying process by getting a mortgage pre-approval. If you are unsure of how to start this process, give The Biggar Team a call. After you have received a mortgage pre-approval from your preferred mortgage lender, we will create a personalized property search. This will notify you with the new homes on the market, before they even hit realtor.ca.

Viewing Homes: Once you have compiled a list of your favorite properties, we will start scheduling showings. Buying a home is both an emotional and financial step for your future; we are here to help you make the best decision for YOU.

Now that we have found a house that is a good fit for you, it is time to get a little more serious.

Writing an Offer: When you find the home you want, you will need to make a formal written offer. This is called an “offer to purchase”. The offer to purchase is a legally binding document which should be completed with due care and diligence. This document outlines what you, the buyer, will give (a combination of price and terms) to the seller in exchange for the home. We will work together to negotiate terms that work best for you, such as purchase price, deposit, conditions to protect you (home inspection and full mortgage approval) and a possession date.

You are now Pending: In the short time between final acceptance and removing conditions there are a few steps to take. Firstly, we will send the offer to purchase to your mortgage lender so they can begin the mortgage approval. Make sure to ask your mortgage specialist about your mortgage insurance options.

Next, we will schedule a home inspection for the property. The cost for a home inspection is dependent on a couple of different factors. It will range from $300 (condo) to $550 (house up to 2,000 sqft).

At this point you should also start looking for a lawyer who specializes in real estate transactions. The average cost for legal fees and related expenses will range from $1,000 – $1,800. When asking for quotes from lawyers, ensure they include all of the expenses (land transfer, disbursements, approximate property tax and utility adjustments, as well as base legal fees) related to your deal. Your lawyer will also require an up-to-date Real Property Report from the sellers. This will ensure accurate representation of the improvements and boundaries for the property.

Removing Conditions: Once all the conditions have been met to your satisfaction, a waiver of conditions will be completed confirming the home is now officially sold!

Depending on the possession date negotiated with the seller, you will have anywhere between 30 to 90 days to get everything ready for your new home.

It is a good idea to get everything organized well in advance of the closing date. This will reduce the stress of moving and make the home buying process go smooth.

  • Lawyers:The real estate agent will send your lawyer the information about your purchase. You will need to provide the lawyer with some additional information: insurance, down payment information, fee payments, adjustment payments and possibly other signed documents that they ask for. You will meet with the lawyer about a week before the closing to finalize everything.
  • Down Payment and Closing Costs:Make the necessary arrangements to have the funds available when the lawyer asks for them. Liquidating some assets can require some additional time.
  • Movers:Whether you are using professional movers, renting a truck or getting a bunch of friends together, plan and organize early.
  • Insurance:The lawyers will need a copy of your home insurance policy before closing. Call your insurance broker with the listing information. They may also want to know the age of the house, the condition of the roof, furnace, electrical system as well as other general information.
  • Change of Address:It’s time to start giving out your new address to everyone. Use a checklist to make sure you have everything covered.
  • Utilities:It is important to call local utility companies to get the new homes services changed into your name. These include phone, internet, television, gas, electricity, water and any rental agreements. Remember to cancel the services at your old address.

If you have any questions please do not hesitate to ask. This is simply a quick snapshot of the home buying process.

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Childproofing your home? Here are some great tips!

Home Childproofing

Keeping children safe is paramount. We’ve come up with a list that can help safeguard them from harm in your home.

  • Place nonslip mats in and next to the bathtub, and soft covers for bathtub spout and knobs.
  • Turn down overall temperature of your water heater to prevent scalds during bathing.
  • Use digital thermometer as an indicator that the water temperature is just right!
  • Installing doorstops or door holders help protect child’s fingers.
  • If you can, use cordless window coverings and cut off or tie up dangling cords on drapes and blinds.
  • Mark expanses of glass with colorful stickers (such as sliding doors.)
  • Install stops, guards and safety mesh on windows, decks, and landings.
  • Set up window protectors to avoid falls but be sure they’re easy for you to remove in case of fire.
  • Install corner or edge guards on furniture that may turn into a threat as child climbs, walks, and grows taller.
  • Secure furniture and appliances that can knock over (e.g.: bookcases, chests of drawers, televisions, etc.) Unstable lamps should be secured behind furniture.
  • Block railings with plastic garden fencing or other material.
  • Place outlet covers or safety plugs over unused outlets or block/hide them including electrical cords with furniture. Keep all appliances unplugged and out of reach.
  • Check and replace batteries in smoke and carbon monoxide detectors monthly. Plan and review a fire escape route with your child.
  • Confine access to unsafe areas with safety gates, knob covers, and door locks.
  • Keep trash cans in unreachable cupboards.
  • Cover or block entrance to radiators or floor heaters.
  • Secure appliances with latch, i.e.: refrigerator, etc.
  • Keep electronic equipment out of reach or locked up, i.e.: like stereos DVRs, DVD players and remotes.

Last but not least, it doesn’t hurt to keep an essential first aid kit accessible at all times

Holiday Decorating Made Easy!

December 16th, 2016 1 comment
Making our homes festive this holiday season is a big part of getting in the Christmas spirit.  Although some people enjoy the process of stringing Christmas lights around the house and in the yard, not everyone has the time or patience to do this. Decorating for the holidays using an outdoor laser projector is a perfect solution for this holiday dilemma.

Christmas laser lights are a high-tech option for your home decoration worries. It can be set up both indoors or outdoors, and depending on your budget and specifications, a lot of brands and products are available in the market today.  When you shop for your own laser projection system, here are some questions to guide you in choosing the best projector that best fits your needs.

Quality of Product: How good are pictures or laser designs? How long can the product last? Is it waterproof? Can it withstand different types of weather?
Usability and area of coverage: How much distance can the lights be projected? Is it easy to set up? Are there other designs available aside from Christmas?
Energy efficiency: How much energy does it consume?
Price/Affordability: Is the projector affordable? Does it provide value for money? How long is the warranty?
Product Ratings: What are the consumers saying about the product? How does it fare compared with other laser projectors in the market?

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Traditional Lights VS. LED Lights

Have you ever wondered what the difference is between traditional incandescent Christmas lights and LED lights? Its important to know which Christmas lights are durable, safe, and cost efficient as we leave them on for long hours and even overnight.
Based on these facts, LED Christmas lights are a better option than the mini incandescent lights. Not only are they cost efficient, durable, and safe to use, they also help the environment by consuming less energy.

  • They last 66 times longer than traditional incandescent lights.
  • They are rated to last for 50,000–200,000 hours.
  • They use 80–90% less energy.
  • And because you do not need to replace them for a long time, it helps decrease waste.

Sources:
1000 Bulbs – Lighting Blog
Christmas Lights Etc

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The Optimum Guideline to Home Secuirty

November 24th, 2016 No comments
Home Security
Our home is our sanctuary and we all take precautions to safeguard those who take refuge in it.  Technology has advanced recently to come up with some great state of the art security systems. Have a look at some features security systems are now offering to keep you and yours safe:

1. Doorbell Camera – A tiny infrared camera with Wi-Fi connectivity uses an app so you can see and speak with your visitor on your smart phone, whether you’re in the home or away. The video can even be recorded and stored on a cloud.
2. Glass Break Sensor – detects if someone breaks one of your windows.
3. Heat/smoke Sensor – detects an increase of temperature in your home, warning you if you seem to be in danger of a fire.
4. Window/door Sensor – detects if a window or door is opened.
5. Security Cameras – provides you with video footage of any events that may happen and act as a visible deterrent to criminals.
6. Carbon Monoxide Detector – detects toxic gas that you cannot otherwise see, smell, or taste warning you if of dangerous levels of carbon monoxide, so you can get your family to safety.
7. Flood Sensor – detects water intake and can alarm you before a massive amount of damage or flood in your home.
8. Freeze Sensor – detects dangerously low temperatures and warns you before pipes freeze – saving you from expensive damages.
9. Smart Thermostat and Outlets – allows you to control the thermostat on any web-enabled device and a great tool to turn lights on and off while you’re on vacation. Can help give the appearance someone is home and can turn off any devices you may have plugged in.
10. Electronic Lock – can be remotely monitored and controlled, both to lock and unlock which gives you the advantages of key control, allowing keys or codes to be added and removed without re-keying the lock cylinder.

Home Maintenance Checklist for Winter

Fall is the perfect time to start winter proofing your home so you can enjoy the cold weather with zero worries. Whether you choose to have a professional handle them or do it yourself, here’s a checklist of things you need to go over your house before winter.
Attic Insulation –12-15 inches’ minimum of even insulation is needed to keep heat in the house and money in your pocket. Have your R-value checked by a professional if needed.

Furnace Cleaning – A dirty furnace is less efficient so have furnace inspected and cleaned once a year – before winter.  ATCO Gas offers a free furnace and appliances inspection for Edmonton. Call at 780-424-5222 (Edmonton and area).

Change Air Filter – For healthy, indoor air, change your air filter once a month in the winter months.  Your furnace has to work twice as hard with an air-borne allergen clogged filter.

Vacuum Heating Vents – Take off the covers and hoses to your dryer, bathroom and stove vents and suction out lint and debris.  This will increase efficiency and decrease fire hazards.

Replace Batteries in Detectors – October is Fire Awareness Month so use it as a reminder to replace batteries in smoke detectors, Carbon monoxide alarms and other safety instruments.

Drain Outside Faucets – Water pipes can freeze, swell and burst in the winter months, causing significant damage.  Turn the external shut valve off and open the faucet until the drip stops.

Drain Water Heater –  Drain this annually to help prevent any build up of scale inside the heater.

Inspect Roof Shingles – Shingles protects everything in the home so don’t overlook it. Also include the metal flashing at all the roof joints to look for signs of leaking, rotting or damage.

Clean Gutters and Downspouts – Use a ladder, gloves and a garbage bag to remove debris from the past year. Run water from a hose through the downspouts to ensure they are unclogged.

Install Gutter Guards – Gutter guards are a good idea to minimize the amount of debris accumulated, but you’ll still need to check for clogs once a year in the fall.

Seal Foundation – Repair and seal holes with a quality caulking material. Cracks and holes in foundation are inevitable and can lead to significant damage if not treated.

Check Sewer Service Pipe –  Sewer pipes carries wastewater from your home to main sewer line. Damaged sewers can cause serious flooding problems if not dealt with properly. The city provides a free basic inspection service to diagnose drainage problems.

Additional Resources:
City of Edmonton Sewer Service Pipe Free Inspection
 ATCO Gas

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Halloween Events in The Capital City – Family Fun & Adult Only Events

Family Fun:

  1. Deadmonton Haunted House – 10233 Jasper Avenue (Old Paramount Theatre)  – Are you ready to conquer the fears that lurk in the dark corners of your mind? Can you handle what is waiting for you in the depths of Deadmonton Haunted House. Image result for deadmontonhouse
  2. Hospital of Horror – 10010 107A Av – Virtual Reality Haunted House. Walk the Halls of an Abandoned Hospital.
  3. Boo at The Zoo – Edmonton Valley Zoo – Costumes, Treats, Crafts and an Extinct Animal Graveyard
  4. Halloween Haunt – Servus Place – 400 Campbell Road – A Haunted Hotel, Laser Tag, Bubble Soccer, Just Dance Zone, Inflatable Haunted House for Younger Children, Giant Inflatable’s, Mini Wonderland, Ghoulish Games, Creepy Crafts, And much more!
  5. Edmonton Ghost Tours – Join us for our annual ghost tours of Garneau and campus lead by the award-winning team at Edmonton Ghost Tours. Shake off those goosebumps after the tour with hot tea, pumpkin pie, and cookies in the historic Rutherford House.
  6. Haunted Circus – Rundle Park – Haunted Tent, Crazy Clown Challenge, Food Trucks & more.
  7. Night of Fear Festival – Kinsmen Club St. Albert – Friday night is Freaky Friday!  Are you a big kid wanting a great scare?  Then, this is thenightoffear night for you!  Come check out the Headless Terror Illusion, or brave our insane 900 square foot haunted house.
  8.  School of Witchcraft & Wizardry – Katz Group U of A – Come witness magic unfold in the form of science!
  9. Halloween Howl – Butterdome – The Halloween Howl is a fun, family friendly event that includes a 3K and 5K fun run/walk and a chip-timed 10K competitive run. Help raise money & awareness for diabetes.
  10. Vampires Mansion – 501 Festival Ave, Sherwood Park – Haunted House, Maze and Frightful Features!

For the Adults:

  1. Dead Center of Town  – Fort Edmonton Park – This year, Edmonton’s only traveling historical live action horror show possesses Hotel Selkirk. Exhuming the sordid stories of some of Edmonton’s worst kept secrets, locked behind the guest room doors of some of the city’s best known hotels, Dead Centre of Town dares you to get your scare on. 
  2. Halloween Howl – Riverbend Community League – Catered Dinner, Live entertainment, Silent Auction, & Best Costume Prizes
  3. Rocky Horror Picture Show – Metro Cinema – Let’s do the Time Warp again! The all-time weird and wonderful Midnight Movie cult favorite returns.
  4. All Hallows Eve – John Walter Museum – Trick or treat! So goes the annual greeting from the candy-seeking children who arrive at our doors the evening of October 31st, Halloween night. But did you know that Halloween has been celebrated in Edmonton since the 1880s, and that the holiday’s roots go back even further? Join us for a family friendly event of fortune telling, historical games, costumes and more!halloween
  5. Halloween Theatre Sports – Citidel Theatre – he legend returns as Halloween Theatresports possesses Zeidler Hall once again with improv so funny it’s scary. Round up your squad and dress in your ghoulish best for a chance to win prizes, while we host Edmonton’s ultimate Halloween comedy event! At 7:30pm we have two great teams squaring off for your ghoulish amusement as Stranger Things takes on The Wild Things!
  6. Halloween Howler – Shaw Conference Center – Hosted by 100.3 The Bear – Headliners – BUSH & Theory of A Deadman

 

 

 

Tips to Avoid Moving Disasters

Moving to a new home needs a lot of careful planning to avoid pitfalls along the way. Whether it’s a local or a long distance move, use these helpful tips when hiring your moving company.

1. Get Quotes or Estimates
Make a detailed list of what items you have and the condition. If possible, get your movers to check your items before booking them to ensure you get the right estimate. Quotes are based on weights and moving companies tend to quote on lower weight to make the price attractive. Once your belongings are loaded and weighed, the movers can hold you hostage without paying the actual cost.

2. Learn the Hidden Charges
Most often moving companies will give you low quotes but there are always hidden charges you have to be aware of. These fees include – stairs, elevators, handling large items, packing labor and supplies, moving cancellation, extra stops, storage, long carry, etc.

3. Purchase Moving Insurance
Moving companies only cover items based weight (basic coverage) but too often the final amount of coverage does not really cover that value of your belongings. Getting the full value protection guarantees reinstatement and replacement for damaged and missing items.

4. Read and Research Reviews
Read all the reviews you can get your hands on about the company. Reliable reviews such as BBB, Google, Yelp, Movers, etc. can provide you a full picture of the company’s reputation and level of customer service. If possible, ask the moving company their recent client’s references or feedback.

5. Watch out for Scams
Aside from hidden fees, be careful of moving companies that do the booking but hires subcontracts to perform the actual work.